America’s 30 Richest ZIP Codes Ranked by Income & Home Values (2025)
From Silicon Valley mansions to Hamptons estates and Dallas enclaves, the wealthiest ZIP codes in America represent the highest concentration of income, assets, and luxury real estate. While the coasts dominate, pockets of immense wealth exist across the country.
When people think of wealth in America, they often picture luxury neighborhoods, glamorous suburbs, and exclusive gated communities. But wealth can also be measured by ZIP code — small geographic areas that reveal concentrated pockets of affluence. Using 2025 estimates of median household income and median home values, we ranked the 30 wealthiest ZIP codes in the United States, spanning Silicon Valley tech enclaves, Hamptons beach retreats, Dallas oil strongholds, and Miami waterfront communities.
These ZIP codes not only represent extraordinary wealth, but also the lifestyle and prestige that comes with living in some of America’s most exclusive addresses.
- California dominates the list with Silicon Valley ZIPs (Atherton, Los Altos Hills, Beverly Hills, Newport Coast) thanks to tech wealth and luxury real estate.
- New York metro area includes Manhattan ZIPs, the Hamptons, and wealthy commuter suburbs like Greenwich and Short Hills.
- Florida wealth hubs (Fisher Island, Palm Beach, Coral Gables) reflect a surge in migration of millionaires to low-tax states.
- Texas, Illinois, and Washington show that wealth is not limited to coastal states.
These ZIP codes are defined not just by income, but by real estate values. In many cases, the median home price exceeds $3 million, putting them out of reach for most Americans. But for the ultra-wealthy, these addresses provide exclusivity, privacy, and proximity to elite schools, luxury shopping, and cultural centers.
